To receive a grant from the CCC, you must:
Be in need of the education you just have to attend
Be living in a certain area in order to obtain the education required for your grant
Be 21 or older
Register for the federal Pell Grant. The first step is to complete Form F30, Application for Federal Pell Grant, which you need complete and fax to 888-739-6100. It helps you fill out the federal grant application. After that you’ll need to sign an agreement waiving your right to legal representation during the process.
You will receive your first grant if you complete all the steps listed above within the first 60 days. You can also apply for an extension from 120 days to 180 days with your completed Form F30. Once your grant is approved, you will have five years to obtain a high school diploma or equivalent. For information about college grants, go to Grants.gov.
Can I get a loan for college?
You are eligible to receive a Federal Direct Unsubsidized Tuition Loan (FDT) from your college. This offer, however, doesn’t cover all eligible costs because of income limits. Students must pay back up to the maximum interest rate on their loans per year. For example, if you make $25,000 a year, you would be required to pay back 36% of your loan on a $25,000 loan.
You can also use a Federal Direct Unsubsidized Stafford Loan. These are also less flexible. You must also pay back up the maximum interest rate on your loans, up to the limit.
If you want to get a Federal Direct Unsubsidized Stafford Loan, read the Federal Direct Unsubsidized Stafford Loan page from the Office of Federal Student Aid website. If you don’t have a Direct Unsubsidized Loan, you can still apply.
Will I be responsible for paying on my loan for six years?
Most college loan programs have a loan repayment date you will have to pay back. You can take out a loan after you complete your college studies after that date. You will also have to pay back some of your loan after six years. However, only some loans are eligible for repayment after the six-year repayment period.
Should I study abroad?
The U.S. Department of Education offers a number of grants and loans that may be helpful in choosing which college to attend. The following section explains
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